How Many People Have Won Set For Life?

The National Lottery’s Set For Life game is one of the most popular lottery games in the UK. But just how many people have actually won the top prize of £10,000 per month for 30 years?

What is The Set For Life Lottery?

The of the Set For Life lottery draw is to set the winner up for life with a prize of £10,000 each and every month for 30 years. This regular payout from the National Lottery means that there’s no chance to blow mega prize money in a short time. And believe it or not, this is something we’ve seen many lottery winners do in the past.

The Set for Life draw takes place twice a week, every Monday and Thursday. All you need to do to get your hands on that life-changing prize is match 5 numbers and the Life Ball number. The main numbers range from 1-47 and from 1-6 for the Life Ball. Match the main numbers and the Life Ball and you’ve hit the jackpot and are quids in for the next three decades.

And yes, there are smaller prizes if you match two numbers or more. There’s even a second prize of £10,000 every month for one year. The draw first took place way back in March 2019 and has seen people from all across the UK ‘Set for Life’.

What Are The Odds Of Winning Set For Life?

Now, before we tell you the answer just bear in mind that the odds for winning any National Lottery game are always quite steep. When it comes to winning the grand prize the odds are around 1 in 15.3 million. Sounds like mission impossible, right? But like we said, those odds are actually quite standard for lottery games with a bonus ball required to win.

The odds for winning the second prize of £10,000 per month for a year are 1 in 1.7 million. As for other wins, the odds of winning any prize are 1 in 12.4. So there’s a very good chance to win at least something if not the top prize.

Even with those seemingly astronomical odds, the latest UK gambling stats show that people continue to play lotteries in the UK more than any other type of gambling. And games like Set For Life are precisely the reason why.

How Many People Have Won?

Since the very first draw on March 18th 2019, there have been 65 prize winners of the top Set For Life prize of £10,000 per month for 30 years.

The very first publicly announced top tier prize winner was screenwriter Dean Weymes, who won in July 2019 when combining his ticket with a lucky dip ticket for the main National Lottery draw. Meanwhile the most recent winner was 51 year-old Joanne Jobson, a carer for children with disabilities.

Winners have come from all walks of life and some have quite the story to tell such as 70-year old grandmother Doris Stanbridge. She won the top prize in September 2023 when she saw some money spiders at home. She decided on a whim to buy a ticket on the National Lottery app for the next Set For Life draw. And just after celebrating her 70th birthday discovered that she had won.

Where do the most winners come from? That’s a tough one to answer as the simple fact is that winners are dotted all over the United Kingdom.

Can You Win Set For Life Twice?

What a dream that would be, eh? To win the Set For Life lottery twice would be something else. To answer the question, yes, you can win Set for Life twice or even more if you’re super lucky.

But that’s where the odds are against you. It’s already a 1 in 15.3 million chance to win once, so winning it twice would be something like achieving the impossible. Still, there’s no harm in trying, especially if you have £10,000 a month in your account already.

What Happens If A Set For Life Winner Dies?

It’s a sad fact that people pass away, but the National Lottery has made provisions for this in the ‘Set for Life’ game.

According to the National Lottery website, if the winner dies before the end of the 30 years, the National Lottery will pay out a lump sum to the winner’s estate that will cover the remainder of the prize. So if a person passes away and there are 72 months of monthly prizes left, the estate will receive 72 x £10,000 which comes to £720,000.

The site also notes that even though Set For Life is an annuity game, the remainder of the unpaid prize money will only be paid out in a lump sum. It’s good to know that any prizes will still be passed on to the loved ones of the winners.

Using your Set For Life Winnings – Mortgages and Transfers

A lot of people wonder about how Set For Life changes their credit rating and whether or not you can apply for a mortgage using the winnings as your income.

There’s no precise answer as the lucky winners could all have different circumstances. But generally speaking, if you win the Set For Life Lottery top prize, then a lender should accept your regular lottery payment as income. After all, there’s nothing quite as stable as a guaranteed monthly lottery payment.

Another question often asked is can you transfer Set For Life Winnings? The simple answer is no, you can’t. The top prize is paid to the winner and only the regardless of their circumstances. Once the money is in your account though, it’s entirely up to you what you do with it.

As you can see, the Set For Life Lottery game may have had some pretty long odds of winning the top prize, but it has still made 65 top prize winners the happiest people in the UK. And it’s not going to stop there. You’ve got two opportunities to enter the Set For Life draw every single week and add your name to that list of winners.